How To Play Instant Kiwi Scratchies In New Zealand?

Instant Kiwi Scratchies
Lotto instant Kiwi scratchies nz

Playing Instant Kiwi Scratchies in New Zealand is the most fun and rich experience. Lately, Nelson Man won $1 million playing NZ scratchies. Instant Kiwi Scratchies has made many millionaires. In 2019 a man from Invercargill became Instant Kiwi’s millionaire with the $15 Cash Spectacular ticket.

Similarly, it was a richer experience for 18-year-old Sam on 14th May 2017, a University student from Auckland that played $2 Instant Kiwi scratchie and won NZ$20,000 and used the winning amount to pay his college fees.

This shows how popular are instant scratchies in New Zealand and that is because of their simplicity and fun. They are available to play at every corner be it a shop, local newsagent, gas or petrol station, or at casinos. Also, they do not cost much to play and you can dream of winning big by spending only a few dollars, or cents.

What Are The Ways To Play Instant Kiwi Scratchies?

Instant Kiwi Scratchies
Play online or buy tickets at the store

There are two ways to play Instant Kiwi: online or offline.

This means you can play Instant Kiwi with the Mylotto NZ app on mobile or at the MyLotto site


Play at your nearest lottery store.

You will have to be fully registered by opening your account at MyLotto and confirming that you are 18 years of age or older. To play lotto scratchies nz, you will need to complete a one-time age confirmation on MyLotto or the Lotto NZ App.

Instant Kiwi Online games or nz scratchies can be played between 6:30 am – 10:10 pm daily.

Lotto New Zealand is a Crown entity that operates nationwide lotteries in New Zealand. The oldest and most popular draw is the twice-weekly Lotto draw which boasts a top prize pool of NZ$1 million. There are two other draws, the four-draws-daily Keno, Bullseye, the newly introduced Play 3, and a variety of scratch cards known as Instant Kiwi. Powerball and Lotto Strike are optional extras with every Lotto ticket, whilst the Winning Wheel game is free to all Lotto ticket purchasers.

As said above it may only be played by persons 18 years of age or older, under the Gambling Act 2003.  These online games can be played on MyLotto or the Lotto NZ App.

Instant Kiwi Scratchie Games Cost

Online Scratchies cost $1 to $20 /Offline In Store Scratchies cost $2 -$20

Instant Kiwi is a ticket-based game that was introduced in September 1989. There are over 30 different ticket streams on sale at any time, and about 60 new games are released each year. Tickets for Instant Kiwi games are in the form of a “scratch-to-win” card.

Prizes range from $2 to a maximum of $50,000 every year for 10 years, depending on the game being played. On average, between 2 and 3 players each week win $10,000 or more. There is a choice of $1, $2, $3, $4, $5, $6, and $10 ticket prices. The prizes are printed on the tickets under strict security. Prizes are randomly distributed to ensure that no one can detect where prizes are until a ticket is purchased and the latex covering is scratched off the prize area.

Read more: How Much Do Scratchies Cost In New Zealand?

How To Play Instant Kiwi Scratchie?

It is very easy to play Instant Kiwi Scratchie. As mentioned above you can buy tickets either online with Lotto App on your mobile or get the ticket online at the Lotto website or you can get the ticket from your local retailer. So your entry to the game shall be by ticket.

See also: Why Kiwis Love Scratch Cards To Play Online?

When buying lotto scratchies NZ online you need to open an account on the lotto website. Top up your account by depositing to buy the ticket and you can do this online by credit card or internet banking. Then choose online Scratchies NZ, the instant Kiwi game you wish to play, and select your ticket. Confirm your choice and your ticket will be purchased from your account.

Instant Kiwi Scratchies games at MyLotto NZ

The same process goes when you purchase a ticket with the Lotto app from your mobile be it iPhone or Android or tablet.  Each ticket held by any person shall be a separate entry.  A ticket shall be the only valid basis for claiming a prize.  The minimum price of the ticket shall be $1. It shall be the responsibility of the player to ensure that, at the time of purchase, the covering on each play panel on the ticket is intact.

You can play Instant Kiwi Online games if you are a fully registered MyLotto player and confirm that you are 18 years of age or older. To do this, you will need to complete a one-time age confirmation on MyLotto or the Lotto NZ App.

The mechanics to play the game are that you have to expose the play symbol or get to action for instant Kiwi self-check symbols. This means the player shall remove the covering from each play panel on the ticket to expose the play symbol or combination of play symbols, and therefore, discover whether or not the ticket is a prize-bearing ticket.

As well as purchasing your ticket online, you can watch your draws online too. Also, get a message to your MyLotto account if you’re one of the winners. Any prizes under $1,000 will automatically be credited to your MyLotto account. Prizes over $1,000 will be paid to your bank account once you complete a prize claim form.

All the Instant Kiwi games come with exciting themes and variety like Instant kiwi crossword, Texas Holdem, cash celebration, cupid heart, fully loaded with $ 10,000 or $500prizes, or $100 prizes, Race to Riches, Instant kiwi bingo, monopoly, 3 of a kind, electric 8s, big money, suits and money more.

Escape to Paradise
Escape to Paradise Win up to $40,000

All the games are interesting to play and carry huge prizes to win. Moreover, the cost of the ticket for these games ranges from a minimum of $1 to $10. The maximum spending limit for Instant Kiwi Online games is $50 a week. It includes the total $150 weekly spending limit for MyLotto. You are also able to set your own lower spending limits by going to ‘Settings> Spending Limits’

When playing online you need a WiFi or internet connection to play the online scratchies in the comfort of your home or office even with your mobile.

Before playing with real money all Instant Kiwi Online games have the option to ‘Try Now’. If you select ‘Try’, no money will be deducted from your account, and you will be given the chance to play a demo version of that Instant Kiwi Online game. As this game is a demo only, any prizes revealed will not be awarded to you.

Read more on: How To Play Instant Kiwi Scratchies In New Zealand?

Rule and Gameplay of Instant Kiwi Scratchies

Instant Kiwi Scratchies offers a straightforward and exciting way to play lotto games in New Zealand. Here’s a brief overview of the rules and gameplay:

  1. Purchase a ticket: Whether online or from a retailer, buy an Instant Kiwi scratch card. Tickets are available at various price points and offer different themes and prize structures.
  2. Scratch the coating: Use a coin or your fingernail to remove the silver coating on the ticket, revealing numbers, symbols, or play areas.
  3. Check for a winning combination: Compare the revealed numbers or symbols with the game’s specific winning combinations. If they match, you win a prize. Instant Kiwi Scratchies can have a range of price options, including smaller cash amounts or larger lottery prizes.
  4. Claim your prize: If you have a winning ticket, you can claim your prize. Visit any Lotto retailer or the Lotto website to redeem your prize. Follow the instructions provided, and remember to bring your winning ticket and any required identification.

These were some of the easy steps which can be easily practiced using any online and offline platform. Choose My Lotto NZ App and enjoy playing Instant Kiwi Scratchies online or offline based on your preferences. If you want are looking for the best scratchies to buy in NZ then choose this app and enjoy this journey.

Note that once you have bought the Instant Kiwi Scratchie tickets online with real NZ you will not be refunded if you don’t play.

If you are unable to complete an Instant Kiwi Online ticket, for any reason, the ticket will be automatically completed on your behalf. This can take up to 45 minutes from the purchase time. In addition, you can view the outcome of any auto-completed ticket under ‘Tickets > Completed Tickets > Instant Play’.

The maximum spending limit for Instant Kiwi Online games is $50 a week. This is included in the total $150 weekly spending limit for MyLotto. You are also able to set your own lower spending limits by going to ‘Settings> Spending Limits’

If you have any problems contact Mylotto via 0800 695 6886 or

Click here to know the full rules of Instant Kiwi online

Read: Can You Check Instant Scratchies Online?

How To Confirm Your Age Before You Play?

When playing Instant Kiwi online  automatically confirm your age via my or enter one of the associated promotions, the following forms of ID are acceptable:

  • Valid New Zealand driver’s license
  • Valid New Zealand passport

To complete your one-time age confirmation; go to ‘Settings’ in your MyLotto account and enter your current New Zealand driver’s license number or valid New Zealand passport details to confirm your age. Similarly, if you have already age-confirmed, it will say ‘Aged 18 or over: Confirmed’. Moreover, you can call the Customer Support team on 0800 695 6886 if you are having trouble confirming your details.

If you don’t have a valid New Zealand driver’s license or valid New Zealand passport you can also confirm your age by emailing the Lotto NZ Customer Service team ( a scanned copy of any of the following:

  • Valid international passport
  • Kiwi Access Card / HANZ 18+ card

Similarly; at the store; you need to show your ID proof and submit a copy to prove your gambling age in NZ.

Although, some Instant Kiwi games may have the same name and look similar across Instant Kiwi Online and In-store; they are played and claimed separately. They also have different prize pools.

How To Claim The Winning Prize?

Instant kiwi winner
Instant kiwi winner

The result of each Instant Kiwi Online ticket will be displayed at the end of the gameplay. Therefore, you can also view the outcome of completed tickets under ‘My Tickets > Completed tickets> Instant Kiwi Online’.

Prizes of $1,000 or less will automatically be credited to your MyLotto account. If you’re lucky enough to win a prize over $1,000; you will need to complete an online prize claim form, and also they will also send you an email letting you know about your win.

Validating Winning Tickets

To ensure the authenticity and validity of winning tickets, they need to be validated. This process confirms that the ticket is genuine and that the prize claim is legitimate. Each lottery or game provider has specific validation procedures in place to prevent fraud and protect players.

Prize Claim Process And Required Documentation

The prize claim process varies depending on the amount won and the lottery operator’s policies.

Documentation commonly required for prize claims may include:

  • The original winning ticket
  • Valid identification (e.g., government-issued ID)
  • Proof of residence
  • Claim form (provided by the lottery operator)

Options For Claiming Prize

Lottery operators typically provide multiple options for claiming prizes to accommodate various preferences and circumstances. Common options include:

  1. In-person: Winners can visit a designated claim center or lottery office to claim their prizes. This allows for face-to-face interaction and immediate processing of the claim.
  2. Mail-in: For larger prizes, some lotteries allow winners to claim their prizes by mail. This usually involves sending the winning ticket, required documentation, and a completed claim form to the designated address. It’s important to follow the specific instructions provided by the lottery operator for mail-in claims.
  3. Online: Depending on the lottery provider and the specific game, there may be options for claiming prizes online. This typically applies to smaller prizes that can be credited directly to the player’s online account. Winners may need to complete a prize claim form or provide necessary documentation through a secure online process.

Unclaimed Prizes Are Forfeited

  • A claim for a prize in any game shall be made within 12 months after the close of the game.  Any prize that is not claimed within that period shall be forfeited, and the amount of that prize shall be paid into the Prize Reserve Fund.
  • A claim to prize not exceeding $1,000 based on a single ticket; may be claimed by presenting the ticket; to a retailer within 12 months after the close of the game. If the retailer is satisfied that the claim is made within 12 months after the close of the game. In addition, the ticket should meet each of the criteria specified in the rules, and all other requirements of the Lottery Commission for the payment of prizes are met; the retailer may; on surrender of the ticket, pay the amount of the prize to the bearer of the ticket.
  • A claim to a prize exceeding $1,000 based on a single ticket may be made through a retailer or directly to the Commission.
  • A claim for a prize in any game may be made directly to the Commission either by pre-paid post or other pre-paid delivery system or in person at the head office of the Commission.

What Are The Strategies To Win Instant Kiwi Scratchies?

Winner mylotto nz
The winner receives cash prizes and rewards

Understanding the Odds:

  • The crux is to grasp the inherent randomness of Instant Kiwi Scratchies. Winning is based on chance, and there’s no surefire strategy to guarantee a win.
  • These games generally return most of the money spent as prizes.
  • Typically, the more costly a scratch-off, the higher the minor prizes. Conversely, the higher the odds of winning, the richer the prizes tend to be.

Limited Tickets:

  • Each game has a finite number of tickets. Once all prizes are claimed, that game retires and is replaced with a new one.

Buy In Bulk Myth:

  • Some players believe that buying in bulk or staggering ticket purchases increases the chances of winning. However, the reality is different.
  • One roll of 200 tickets may differ in prize distribution compared to another. The distribution of winners across a roll is unpredictable.
  • Some strategies include:
    • Purchasing many tickets when a game is newly launched.
    • Seeking games that haven’t yet paid out their biggest jackpots.
  • Remember, the outcome is predominantly luck-driven. Consider the fortunate scratchie player from Gisborne who snagged the $100,000 jackpot in May 2014.

Chances Remain Constant:

  • Your winning odds remain unchanged irrespective of your ticket purchasing strategy. The probabilities do not vary based on the buying pattern or the number of tickets in a roll.

In essence, while strategies and myths abound, the truth remains: Instant Kiwi Scratchies is a game of chance, where hope and luck play the pivotal roles.

Read Also : How Much Do Scratchies Cost In New Zealand?

Game Integrity At Instant Kiwi Scratchies

In New Zealand, “game integrity” signifies that Lotto NZ, the official lottery operator, carries out the game in a transparent and equitable manner. With the New Zealand government overseeing Instant Kiwi scratchies, it becomes paramount for Lotto NZ to adhere to the zenith of integrity standards.

Key Aspects Ensuring Integrity:

  • Regulations and Rules: Lotto NZ follows a rigorous set of rules and protocols. These guidelines encompass ticket distribution, ticket security, prize distribution, and the selection of numbers or symbols.
  • Stringent Testing: To further ensure that the games are devoid of any bias, manipulation, or prejudice, Instant Kiwi scratchies undergo rigorous testing. Independent third-party auditors certify that each game is random and fair.

This dual layer of oversight, both by the government and by third-party auditors, ensures that players can trust the game and its results.

Suggested post: Real Money Scratchies At Online Casinos

How To Withdraw Your Winnings At Instant Kiwi App?

Winning at Instant Kiwi Scratchies is exhilarating! If you’re wondering how to access your winnings, here’s a straightforward guide:

  1. Log In to My Lotto NZ: Use your username and password to sign in to your account on the My Lotto NZ website, which offers Instant Kiwi Scratchies.
  2. Navigate to ‘My Account’: After logging in, head to the top right corner and click on “My Account.”
  3. Initiate a Withdrawal: Within the “My Account” section, you’ll find an option labeled “Withdraw”. Click on it to proceed.
  4. Enter Withdrawal Amount: Specify the amount you’d like to withdraw from your My Lotto NZ account.
  5. Choose a Withdrawal Method: Options typically include bank transfers or credit/debit card transfers. Make a selection and follow the provided instructions to complete the process.
  6. Patience is Key: After you’ve initiated the withdrawal, it might take between 3-5 business days for the funds to reflect in your account.

Remember to always safeguard your login details and review the terms and conditions related to withdrawals on the platform.

Suggested read: How To Withdraw Money From An Online Casino NZ [Guide]


Instant Kiwi Scratchies hold a special place in the hearts of New Zealanders, offering both a delightful game and the tantalizing possibility of a windfall. Whether you opt to play online via the MyLotto NZ app or prefer the tactile experience at a local lottery store, there’s an array of ticket themes to suit every taste, priced between $1 and $20.

The thrill of the game comes as you scratch away the surface, eagerly anticipating matching numbers or symbols. When luck graces you with a winning combination, claiming is seamless. Smaller wins get credited directly to your account, while larger prizes await at your nearest lottery retailer or a simple online form submission. Dive into the excitement of Instant Kiwi Scratchies, and who knows, you might just scratch your way to a fortune!


What is Instant Kiwi?

Instant Kiwi is New Zealand’s version of scratch cards or scratchies. Offered by Lotto NZ, these tickets provide instant win opportunities.

Players scratch off a coating to reveal potential prizes. Available in various themes and price points, they offer a quick and fun chance to win cash rewards.

How to win Instant Kiwi Scratchies games?

Both Instant Kiwi tickets purchased in-store and online are games of chance so it depends on your luck to win the game.

Can you cancel your ticket once purchased?

No, once a ticket is purchased, it cannot be canceled or refunded. Always review selections before finalizing a purchase.

How do I know if I am a winner?

The result of each Instant Kiwi Online ticket will be displayed at the end of the gameplay. You can also view the outcome of completed tickets under ‘My Tickets > Completed tickets> Instant Kiwi Online’.

What is the spending limit in this game?

The maximum spending limit for Instant Kiwi Online games is $50 a week. This is included in the total $150 weekly spending limit for MyLotto. 

Where else can I play Instant Scratchies NZ?

Besides the Instant Kiwi Lotto, you can also enjoy lots of online Scratch card games at reputed online casinos too.

How long have I got to claim a prize?

In New Zealand, winners have 12 months from the draw date to claim prizes for draw-based games and from the game closure for Instant Kiwi tickets.

Can I claim a prize anonymously?

In New Zealand, while Lotto NZ respects winners’ privacy, complete anonymity is not guaranteed. However, personal details are kept confidential, and public announcements typically only share the win amount and the region of the winner.