How Do You Play Instant Kiwi Scratchies In New Zealand?

Instant Kiwi Scratchies
Lotto Instant Kiwi

Playing Instant Kiwi Scratchies is a fun and exciting experience. Lately, Nelson Man has won $1 million playing NZ scratchies. Instant Kiwi Scratchies has made many millionaires. In 2019, a man from Invercargill became Instant Kiwi’s millionaire with the $15 Cash Spectacular ticket.

Similarly, on 14th May 2017, it was a richer experience for 18-year-old Sam, a University student from Auckland who played $2 Instant Kiwi scratchie and won NZ$20,000. He used the winning amount to pay his college fees.

Scratchies in New Zealand can play at every corner, be it a shop, local newsagent, gas or petrol station, or casino. Also, they do not cost much to play, and you can dream of winning big by spending only a few dollars or cents.

What Are The Ways To Play Instant Kiwi?

Instant Kiwi Scratchies
Play online or buy tickets at the store

There are two ways to play Instant Kiwi: online or offline. This means you can play Instant Kiwi with the Mylotto NZ app on mobile or at the MyLotto site


Play at your nearest lottery store.

You must be fully registered by opening your account at MyLotto and confirming that you are 18 or older. To play Lotto Scratchies NZ, you must complete a one-time age confirmation on MyLotto or the Lotto NZ App.

Instant Kiwi Online games or NZ scratchies can be played daily between 6:30 am and 10:10 pm.

Lotto New Zealand is a Crown entity that operates nationwide lotteries in New Zealand. The oldest and most popular draw is the twice-weekly Lotto draw, which boasts a top prize pool of NZ$1 million.

There are two other draws, the four-draws-daily Keno, Bullseye, the newly introduced Play 3, and a variety of scratch cards known as Instant Kiwi.

Powerball and Lotto Strike are optional extras with every Lotto ticket, whilst the Winning Wheel game is free to all Lotto ticket purchasers.

Suggested read: 14 Tips to Increase Bonus Ball 34 and Powerball 10 Odds.

As said above, it may only be played by persons 18 or older under the Gambling Act 2003. These online games can be played on MyLotto or the Lotto NZ App.

Instant Kiwi Scratchie Games Cost

Online Scratchies cost $1 to $20 /Offline In Store Scratchies cost $2 -$20

Instant Kiwi is a ticket-based game that was introduced in September 1989. There are over 30 different ticket streams on sale at any time, and about 60 new games are released each year. Tickets for Instant Kiwi games are in the form of a “scratch-to-win” card.

Depending on the game being played, prizes range from $2 to a maximum of $50,000 annually for 10 years. On average, between 2 and 3 players win $10,000 weekly.

There is a choice of $1, $2, $3, $4, $5, $6, and $10 ticket prices. The prizes are printed on the tickets under strict security. Prizes are randomly distributed to ensure no one can detect where prizes are until a ticket is purchased and the latex covering is scratched off the prize area.

Read more: How Much Do Scratchies Cost In New Zealand?

How To Play Instant Kiwi Scratchie?

It is very easy to play Instant Kiwi Scratchie. As mentioned above, you can buy tickets online with the Lotto App on your mobile device, at the Lotto website, or by getting the ticket from your local retailer. Your entry to the game shall be by ticket.

See also: Why Kiwis Love Scratch Cards To Play Online?

When buying Lotto Scratchies NZ online, you must open an account on the Lotto website. You can open your account by depositing money to buy the ticket, and you can do this online by credit card or internet banking.

Then, choose online Scratchies NZ, the instant Kiwi game you wish to play, and select your ticket. Confirm your choice, and your ticket will be purchased from your account.

Instant Kiwi Scratchies games at MyLotto NZ

The same process applies when you purchase a ticket with the Lotto app from your mobile. A ticket held by any person is a separate entry.  

A ticket shall be the only valid basis for claiming a prize. The minimum price of the ticket shall be $1. The player shall be responsible for ensuring that the covering on each play panel on the ticket is intact at the time of purchase.

You can play Instant Kiwi Online games if you are a fully registered MyLotto player and confirm that you are 18 or older. To do this, you must complete a one-time age confirmation on MyLotto or the Lotto NZ App.

The game’s mechanics are to expose the play symbol or get to action for instant Kiwi self-check symbols. This means the player shall remove the covering from each play panel on the ticket to expose the play symbol or combination of play symbols and, therefore, discover whether or not the ticket is a prize-bearing ticket.

You can purchase your ticket online and watch your draws online. If you’re a winner, you’ll also receive a message on your MyLotto account. Prizes under $1,000 will automatically be credited to your MyLotto account, and prizes over $1,000 will be paid to your bank account once you complete a prize claim form.

All the Instant Kiwi games come with exciting themes and variety, like Instant Kiwi Crossword, Texas Holdem, Cash Celebration, Cupid Heart, Fully Loaded with $10,000 or $500 prizes or $100 prizes, Race to Riches, Instant Kiwi Bingo, Monopoly, 3 of a kind, electric 8s, big money, suits, and more.

Escape to Paradise
Escape to Paradise Win up to $40,000

All the games are interesting to play and offer prizes. Moreover, the ticket cost for these games ranges from a minimum of $1 to $10.

The maximum spending limit for Instant Kiwi Online games is $50 a week. It includes the total $150 weekly spending limit for MyLotto. Yo can also set lower spending limits by going to ‘Settings> Spending Limits.’

It would be best to have a WiFi or internet connection to play the online scratchies in the comfort of your home or office, even with your mobile.

All Instant Kiwi Online games can ‘Try Now’ before playing with real money. If you select ‘Try,’ no money will be deducted from your account, and you will be allowed to play a demo version of that Instant Kiwi Online game. As this game is a demo only, any prizes revealed will not be awarded to you.

Read more on How To Play Instant Kiwi Scratchies In New Zealand.

Rule and Gameplay of Instant Kiwi Scratchies

Instant Kiwi Scratchies offers a straightforward and exciting way to play lotto games in New Zealand. Here e’s a brief overview of the rules and gameplay:

  1. Purchase a ticket: Whether online or from a retailer, buy an Instant Kiwi scratch card. Ti kets are available at various prices and offer different themes and prize structures.
  2. Scratch the coating: Use a coin or your fingernail to remove the ticket’s silver coating, revealing numbers, symbols, or play areas.
  3. Check for a winning combination: Compare the revealed numbers or symbols with the game’s specific winning combinations. If they match, you win a prize. Kiwi Scratchies can have various price options, including smaller cash or larger lottery prizes.
  4. Claim your prize: If you have a winning ticket, you can claim your prize. Visit any Lotto retailer or the Lotto website to redeem your prize. Below are instructions. Remember to bring your winning ticket and any required identification.

These are some easy steps that can be easily practised using any online or offline platform. Choose My Lotto NZ App and enjoy playing Instant Kiwi online or offline based on your preferences. If you want the best scratchies in NZ, choose this app and enjoy this journey.

Note that once you have bought the Instant Kiwi Scratchie tickets, you will not be refunded if you don’t play.

If you cannot complete an Instant Kiwi Online ticket, the ticket will be automatically completed on your behalf. This can take up to 45 minutes from the time of purchase.

In addition, you can view the outcome of any auto-completed ticket under ‘Tickets > Completed Tickets > Instant Play’.

The maximum spending limit for Instant Kiwi Online games is $50 a week, which is included in the total $150 weekly spending limit for MyLotto. You can also set lower spending limits by visiting Settings> Spending Limits.

If you have any problems, contact Mylotto via 0800 695 6886 or

Click here to learn the full rules of Instant Kiwi online

Read: Can You Check Instant Scratchies Online?

How Do You Confirm Your Age Before You Play?

When playing Instant Kiwi online, automatically confirm your age via my or enter one of the associated promotions. The following forms of ID are acceptable:

  • Valid New Zealand driver’s license
  • Valid New Zealand passport

To complete your one-time age confirmation, go to ‘Settings’ in your MyLotto account and enter your current New Zealand driver’s license number or valid New Zealand passport details to confirm your age.

Similarly, if you have already age-confirmed, it will say ‘Aged 18 or over: Confirmed’. Moreover, you can call the Customer Support team at 0800 695 6886 if you have trouble confirming your details.

If you don’t have a valid New Zealand driver’s license or valid New Zealand passport, you can also confirm your age by emailing the Lotto NZ Customer Service team ( a scanned copy of any of the following:

  • Valid international passport
  • Kiwi Access Card / HANZ 18+ card

Similarly, at the store, you need to show your ID proof and submit a copy to prove your gambling age in NZ.

Although some Instant Kiwi games may have the same name and look similar across Instant Kiwi Online and In-store, they are played and claimed separately. They also have different prize pools.

How To Claim The Winning Prize?

Instant kiwi winner
Instant kiwi winner

The result of each Instant Kiwi Online ticket will be displayed at the end of the gameplay. You can also view completed ticket outcomes under ‘My Tickets > Completed tickets> Instant Kiwi Online’.

Prizes of $1,000 or less will automatically be credited to your MyLotto account. If you’re lucky enough to win a prize over $1,000, you will need to complete an online prize claim form, and they will also send you an email letting you know about your win.

Validating Winning Tickets

They need to be validated to ensure the authenticity and validity of winning tickets. This process confirms that the ticket is genuine and a legitimate prize claim. A lottery or game provider has specific validation procedures to prevent fraud and protect players.

Prize Claim Process And Required Documentation

The prize claim process varies depending on the amount won and the lottery operator’s policies.

Documentation commonly required for prize claims may include:

  • The original winning ticket
  • Valid identification (e.g., government-issued ID)
  • Proof of residence
  • Claim form (provided by the lottery operator)

Options For Claiming Prize

Lottery operators typically provide multiple options for claiming prizes to accommodate various preferences and circumstances. Common options include:

  1. In-person: Winners can claim prizes by visiting a designated claim centre or lottery office. This allows for face-to-face interaction and immediate processing of the claim.
  2. Mail-in: For larger prizes, some lotteries allow winners to claim their prizes by mail. This usually involves sending the winning ticket, required documentation, and a completed claim form to the designated address. It’s important to follow the specific instructions the lottery operator provides for mail-in claims.
  3. Online: Depending on the lottery provider and the specific game, there may be options for claiming prizes online. This typically applies to smaller prizes that can be credited directly to the player’s online account. Winners may need to complete a prize claim form or provide necessary documentation through a secure online process.

Unclaimed Prizes Are Forfeited

  • A claim for a prize in any game must be made within 12 months after the game’s close. A prize not claimed within that period will be forfeited, and the prize amount will be paid into the Prize Reserve Fund.
  • A claim to a prize not exceeding $1,000 based on a single ticket may be claimed by presenting the ticket to a retailer within 12 months after the game’s close if the retailer is satisfied that the claim is made within 12 months after the game’s close. In addition, the ticket should meet the criteria specified in the rules, and all other requirements of the Lottery Commission for the payment of prizes are met; the retailer may, on surrender of the ticket, pay the amount of the prize to the bearer of the ticket.
  • A claim to a prize exceeding $1,000 based on a single ticket may be made through a retailer or directly to the Commission.
  • A claim for a prize in any game may be made directly to the Commission either by pre-paid post or other pre-paid delivery system or in person at the head office of the Commission.

What Are The Strategies To Win Instant Kiwi Scratchies?

Winner mylotto nz
The winner receives cash prizes and rewards

Understanding the Odds:

  • The crux is to grasp the inherent randomness of Instant Kiwi Scratchies. Wining is based on chance, and there’s no surefire strategy to guarantee a win.
  • These games generally return most of the money spent as prizes.
  • Typically, the more costly a scratch-off, the higher the minor prizes. Conversely, the higher the odds of winning, the richer the prizes tend to be.

Limited Tickets:

  • Each game has a finite number of tickets. Once all prizes are claimed, that game retires and is replaced with a new one.

Buy In Bulk Myth:

  • Some players believe buying in bulk or staggering ticket purchases increases the chances of winning. However, the reality is different.
  • One roll of 200 tickets may differ in prize distribution compared to another. The distribution of winners across a roll is unpredictable.
  • Some strategies include:
    • Purchasing many tickets when a game is newly launched.
    • Seeking games that haven’t yet paid out their biggest jackpots.
  • Remember, the outcome is predominantly luck-driven. Consider the fortunate scratchie player from Gisborne who snagged the $100,000 jackpot in May 2014.

Chances Remain Constant:

  • Your winning odds remain unchanged, irrespective of your ticket-purchasing strategy. The probabilities do not vary based on the buying pattern or the number of tickets in a roll.

While strategies and myths abound, the truth remains: Instant Kiwi Scratchies is a game of chance where hope and luck play pivotal roles.

Read also: How Much Do Scratchies Cost In New Zealand?

Game Integrity At Instant Kiwi Scratchies

In New Zealand, “game integrity” signifies that the official lottery operator, Lotto NZ, conducts the game transparently and equitably. With the New Zealand government overseeing Instant Kiwi scratchies, it becomes paramount for Lotto NZ to adhere to the highest integrity standards.

Key Aspects Ensuring Integrity:

  • Regulations and Rules: Lotto NZ follows rigorous rules and protocols. The e-guidelines encompass ticket distribution, ticket security, prize distribution, and the selection of numbers or symbols.
  • Stringent Testing: To further ensure that the games are devoid of bias, manipulation, or prejudice, Instant Kiwi scratchies undergo rigorous testing. Independent third-party auditors certify that each game is random and fair.

This dual layer of oversight by the government and third-party auditors ensures players can trust the game and its results.

Suggested post: Real Money Scratchies At Online Casinos.

How do you withdraw your winnings From the Instant Kiwi app?

Winning at Instant Kiwi Scratchies is exhilarating! If you’re wondering how to access your winnings, here’s a straightforward guide:

  1. Log In to My Lotto NZ: Use your username and password to sign in to your account on the My Lotto NZ website, which offers Instant Kiwi Scratchies.
  2. Navigate to ‘My Account’: After logging in, head to the top right corner and click “My Account.”
  3. Initiate a Withdrawal: In the “My Account” section, you’ll find an option labelled “Withdraw.” Click on it to proceed.
  4. Enter Withdrawal Amount: Specify the amount you want to withdraw from your My Lotto NZ account.
  5. Choose a Withdrawal Method: Options typically include bank transfers or credit/debit card transfers. Make a selection and follow the provided instructions to complete the process.
  6. Patience is Key: After initiating the withdrawal, the funds might take 3-5 business days to reflect in your account.

Remember always to safeguard your login details and review the terms and conditions related to withdrawals on the platform.

Suggested read: How To Withdraw Money From An Online Casino NZ [Guide].


Instant Kiwi Scratchies holds a special place in the hearts of New Zealanders, offering both a delightful game and the tantalizing possibility of a windfall. Whether you play online via the MyLotto NZ app or prefer the tactile experience at a local lottery store, there’s an array of ticket themes to suit every taste, priced between $1 and $20.

The thrill of the game comes as you scratch away the surface, eagerly anticipating matching numbers or symbols. When luck graces you with a winning combination, claiming it is seamless.

Smaller wins get credited directly to your account, while larger prizes await at your nearest lottery retailer or a simple online form submission. Dive into the excitement of Instant Kiwi Scratchies, and who knows, you might scratch your way to a fortune!


What is Instant Kiwi?

Instant Kiwi is New Zealand’s version of scratch cards or scratchies. Off red by Lotto NZ, these tickets provide instant win opportunities.

Players scratch off a coating to reveal potential prizes. They are available in various themes and price points and offer a quick and fun chance to win cash rewards.

How to win Instant Kiwi Scratchies games?

Instant Kiwi tickets purchased in-store and online are games of chance, so winning the game depends on your luck.

Can you cancel your ticket once it is purchased?

No, once a ticket is purchased, it cannot be cancelled or refunded. Always review selections before finalizing a purchase.

How do I know if I am a winner?

The result of each Instant Kiwi Online ticket will be displayed at the end of the gameplay. You can also view completed ticket outcomes under ‘My Tickets > Completed tickets> Instant Kiwi Online’.

What is the spending limit in this game?

The maximum spending limit for Instant Kiwi Online games is $50 a week. This is included in the total $150 weekly spending limit for MyLotto. 

Where else can I play Instant Scratchies NZ?

Besides the Instant Kiwi Lotto, you can enjoy many online Scratch card games at reputed online casinos.

How long have I got to claim a prize?

In New Zealand, winners have 12 months from the draw date to claim prizes for draw-based games and from the game closure for Instant Kiwi tickets.

Can I claim a prize anonymously?

In New Zealand, while Lotto NZ respects winners’ privacy, complete anonymity is not guaranteed. However, personal details are kept confidential, and public announcements typically only share the win amount and the winner’s region.

Mamta Sharma

Mamta is a spirited writer hailing from Wellington, bringing a youthful zest to the world of digital content. Merging her love for narrative with an eye for detail, Ella crafts stories that resonate and engage the modern reader.