Top 10 Online Pokies NZ For Real Money

New Zealand’s premier online casinos open top-tier casino games where gameplay and potential wins await. While table games like Blackjack, Roulette, Craps, or live games hold their charm, the indisputable champions of online gambling are the Pokies.

Top 10 Pokies Games Online NZ

PokiesRTPReelsPaylinesProgressiveAverage PrizeFree SpinsBonus RoundsScatter Symbol
Mega Moolah88.12%525Yes$1MYes (15)Yes (1)Monkey
Mega Fortune96.6%525YesVariesYes (10)Yes (1)Champagne
Reel Rush97.0%53,125NoYes (8)NoNo
Age of the Gods95%-96%520YesVariesYes (Varies)YesAge of the Gods
Rainbow Riches95.00%520No500xNoYes (3)Leprechaun
Finn And The Swirly Spin96.62%5Cluster PaysNo500xYes (Varies)Yes (4)No (Key symbol)
Extra Chilli96.82%6117,649NoHighYesNoHOT
Cleopatra’s Gold95%520No15,000xYesNoPyramid

In this guide, we navigate this vast array of games to bring you the creme de la creme of the online pokies world in New Zealand. So, buckle up and prepare to journey through the best top 10 pokies and top 10 casinos that can turn your small wagers into significant wins.

Playing for real money is an unmatched experience. The options aren’t limited to a handful; online casinos offer a library brimming with hundreds of pokies.

Some pokies are still in the old-fashioned three-reel, single-pay line. Instead of three symbols lining up in a row, the latest game payout is when symbols line up along other specified patterns known as multiple pay line pokies. That means more opportunities to win with every spin, whether playing for real money or looking at the best free pokies to play just for fun.

The great thing about top-rated pokies is that many games have jackpot prizes that pop randomly when you least expect it. That means a spin that resulted in no payout could lead to more money than you know what to do with!

Never forget to have joy while gambling responsibly!

Top 10 Online Pokie Machines in NZ

Ready to dive into online pokies in New Zealand? Here’s a quick guide to getting started:

  1. Choose and Join: Opt for NZ-friendly online casinos that support real money deposits, whether in NZD or Bitcoins.
  2. Sign Up and Deposit: Create an account. Typically, the minimum deposit ranges from $10 to $25.
  3. Grab Your Bonus: Secure the available no-deposit or welcome bonus. This might come as a coupon or a direct bonus at the cashier.
  4. Dive into Pokies: Navigate to the Pokies section and explore many games. From classics to new entrants like Bonanza and Legends of Cleopatra, there’s something for every pokie enthusiast.
  5. Play and Win: Choose your favourite pokie, click “Play Now,” and immerse yourself in action.

1. Mega Moolah

Mega Moolah has the lowest RTP among the lot but offers the enticing feature of a jackpot that always starts at $1,000,000.

Mega moolah progressive pokie
Mega Moolah Progressive Pokies

RTP (Return to Player): 88.12%
Type of Pokies: Progressive Pokies
Amount of Reels: 5 Reels
Amount of Paylines: 25 Paylines
Average Prize Money: The Mega jackpot starts at $1,000,000 (varies and increases until won)
Has Free Spins: Yes, up to 15 Free Spins; triggered by getting 3 or more Scatter symbols (Monkey symbols)
Has Bonus Rounds: Yes, 1 Bonus Round; triggered randomly during gameplay
Has Scatter Symbol: Yes, it is the Monkey symbol

The progressive pokies for great winning have made many punters millionaires. The African safari theme features bright and colourful cartoon-style animal symbols reminiscent of The Lion King.

There are Four progressive jackpots, which can be won in a spin-the-wheel bonus round. The largest of the four prizes, the Mega Progressive, is always guaranteed to be a minimum of $1 million.

The game’s biggest draw is the life-changing progressive jackpot, but plenty of other rewarding features exist. These include double payouts with wild wins plus free spins, where all wins are tripled.

This millionaire-making pokies machine can be played at all casinos that host Microgaming software.

2. Mega Fortune

Mega Fortune
Mega Fortune

RTP (Return to Player): 96.6%.
Type of Pokies: Progressive Pokies
Amount of Reels: 5 Reels
Amount of Paylines: 25 Paylines
Average Prize Money: The Mega jackpot varies, but it is known for paying out multi-million dollar prizes
Has Free Spins: Yes, up to 10 Free Spins; triggered by getting 3 or more Scatter symbols (Champagne symbols) on the reels
Has Bonus Rounds: Yes, 1 Bonus Round; triggered by getting 3 or more Bonus symbols (Wheel symbols) on an active pay line starting from the leftmost reel
Has Scatter Symbol: Yes, it is the Champagne symbol

The theme of this spectacular NetEnt title is full of wealth and glamour. Mega Fortune has symbols like bling, yachts, stretch limos, jewellery, and champagne, and the theme perfectly matches the legacy of the pokies. The biggest prizes can be won during the bonus round, with three jackpots and various cash prizes up for grabs.

When you line up three bonus symbols, you enter the jackpot game, where you can spin the three-stage wheel of fortune. Each spin gets you one step closer to the inner wheels and the bigger prizes. Make it to the centre, and you’ll walk away with the impressive Mega Jackpot.

3. Reel Rush

Reel Rush offers a unique gameplay structure where consecutive wins can lead to a massive 3,125 ways to win.

Reel rush pokies
Reel Rush Pokies

RTP (Return to Player): 97.0%.
Type of Pokies: Video Pokies
Amount of Reels: 5 Reels
Amount of Paylines: Up to 3,125 Ways to Win
Is it Progressive: No
Has Free Spins: Yes, 8 Free Spins; triggered after the fifth re-spin when you have opened up the full set of reels and rows
Has Bonus Rounds: No official bonus rounds, but has re-spins feature; every win activates a re-spin, up to a maximum of 5 re-spins
Has Scatter Symbol: No

When you win at this pokies game, a re-spin is triggered, and two inactive spaces are opened up, increasing the number of ways to win. Each consecutive win triggers another re-spin, with even more ways to win.

Eight free spins are awarded when you get another win after five consecutive re-spins, and all the hidden spaces on the reels become active. This opens up a massive 3,125 ways to win.

4. Age of the Gods

Age of the Gods series is expansive, offering players a rich variety of Greek-themed games, all connected with four progressive jackpots.

Age of the Gods pokies
Age of the Gods Pokies

RTP (Return to Player): between 95.02% and 96.14%, depending on the specific game variant in the series.
Type of Pokies: Video Pokies
Amount of Reels: 5 Reels
Amount of Paylines: 20 Paylines
Is it Progressive: Yes
Average Prize Money: The progressive jackpots in Age of the Gods are pooled with other games so that the amount can vary significantly. There are four progressive jackpots: Ultimate Power, Super Power, Extra Power, and Power.

Has Free Spins: Yes, various free spin features, each associated with a different god (e.g., Zeus, Hercules, Poseidon, and Athena). The free spins are triggered by getting 3 or more Age of the Gods symbols anywhere on the reels.

Has Bonus Rounds: Yes, the bonus round is triggered by getting 3 Age of the Gods symbols. In the bonus round, you can win one of four free games features or a cash prize.
Has Scatter Symbol: It is the “Age of the Gods” logo symbol.

This top online pokie has two things in common: Greek mythology and a massive mystery progressive jackpot. Nearly ten pokies are available, each based on different characters and themes within the world of ancient Greece. Highlights include King of Olympus, Furious Four, Goddess of Wisdom, and Fate Sisters.

Each jackpot is to be won, and each can be triggered randomly. You don’t need a winning line to enter and be guaranteed one of the four jackpot prizes.

5. Starburst

Starburst stands out for its simplicity and the exciting expanding wilds feature.

Starburst pokies
Starburst pokies

RTP (Return to Player): 96.09%.
Type of Pokies: Video Pokies
Amount of Reels: 5 Reels
Amount of Paylines: 10 Paylines
Is it Progressive: No
Average Prize Money: This can vary depending on the casino and bet size, but the maximum win in Starburst is 500x the stake.

Has Free Spins: There is no traditional free spins feature, but the Starburst Wild feature allows the wilds to expand on the 2nd, 3rd, and 4th reels and remain in place for up to 3 re-spins.
Has Bonus Rounds: There are no traditional bonus rounds, but the Starburst Wilds feature acts like a re-spin bonus feature.
Has Scatter Symbol: No, Starburst doesn’t have a scatter symbol.

This title is from NetEnt and is set in outer space, which captures your heart even before you make a spin. The space objects are shiny and customized to match the jewels of the real galaxy. Besides, the design is accompanied by animation, graphics, and soundtracks. It is also popular because of its abundant bonus offerings in major city casinos.

6. Rainbow Riches

Rainbow Riches might seem basic, but it offers a thrilling game with a focus on its bonus rounds.

Rainbow riches
Rainbow riches pokies

RTP (Return to Player): 95.00%
Type of Pokies: Video Pokies
Amount of Reels: 5 Reels
Amount of Paylines: 20 Paylines
Is it Progressive: No
Average Prize Money: This can vary depending on the casino and bet size, but the maximum win in Rainbow Riches can be up to 500x the stake.
Has Free Spins: The original Rainbow Riches does not have a traditional free spins feature, but game variations have one.
Has Bonus Rounds: Yes, 3 Bonus Rounds: Road to Riches, Wishing Well, and Pots of Gold.
Has Scatter Symbol: Yes, the Leprechaun, the Wishing Well, and the Pots of Gold are scatter symbols that trigger the respective bonus rounds.

Despite having no free spins, these pokies are still among the industry’s most played and popular games. While it may not be pleasing to everyone, you cannot afford to assume the emerald and beautiful shiny elements on its interface. Rainbow riches are both pretty and scary; they can be best described as thrilling.

Doing it right gives you numerous chances to record a win. It is about focusing on the bonus feature, which requires patience. It is important to take time and learn how the leprechaun reacts to different paths after spinning; otherwise, you can spin up to 150 times without making a hit.

7. Bonanza

Both Bonanza and Extra Chilli utilize the Megaways system, offering up to 117,649 ways to win.

Bonanza pokies
Bonanza pokies

RTP (Return to Player): 96.00%
Type of Pokies: Video Pokies
Amount of Reels: 6 Reels
Amount of Paylines: 117,649 Ways to Win (Megaways)
Is it Progressive: No
Average Prize Money: This can vary depending on the casino and bet size, but Bonanza can pay out up to 12,000x the stake in one spin under maximum win conditions.
Has Free Spins: The Free Spins feature is triggered by landing four “GOLD” scatter symbols and initially awards 12 free spins. For every additional scatter symbol (5, 6, etc.), you get 5 more free spins. An unlimited multiplier is applied during the Free Spins feature, which increases with each win.
Has Bonus Rounds: There are no traditional Bonus Rounds, but a Free Spins feature with an increasing multiplier.
Scatter Symbol: G, O, L, and D serve as scatter symbols to trigger the Free Spins feature.

This game features 5 online pokies and up to 177649 pay lines. The fact that the mining industry inspires the game makes it more interesting; you increase your chances of winning as you spin. Its design is also incredible because of the reels that keep moving and changing colours. Bonanza Megaways pokies game is powered by Big Time Gaming, globally renowned in the gaming and mining industries.

The game offers chances for a win with at least 7 symbols on every reel. When spinning, you have 7 chances of being guaranteed pay from at least 3 symbols that show up from left to right.

Winning in these pokies is not as complicated as it sounds. The cascading reel system allows you to explore multiple avenues to win. From reels 2 to 5 and above, you can create a combination of wins that fill symbols and jewels.

8. Finn And The Swirly Spin

Finn And The Swirly Spin distinguishes itself with its unique spiral gameplay pattern and varied bonus rounds.

Finn And The Swirly Spin
Finn And The Swirly Spin

RTP (Return to Player): 96.62%
Type of Pokies: Video Pokies
Amount of Reels: 5 Reels
Amount of Paylines: Cluster Pays (the game uses a spiral pattern starting from the bottom left corner, with a key symbol as the Free Spins symbol)
Is it Progressive: No
Average Prize Money: This can vary depending on the casino and bet size, but Finn And The Swirly Spin can pay out up to 500x the stake in one spin under maximum win conditions.
Has Free Spins: The Free Spins feature is triggered by getting the key symbol to the centre of the spiral pattern. Once this occurs, one of 4 different Free Spins features can be activated: Star Bar, Lava Lair, Lucky Mug or Golden Pot, each having its unique number of spins and features.
Has Bonus Rounds: Four different Free Spins features (Star Bar, Lava Lair, Lucky Mug, Golden Pot), each with a different number of free spins and additional bonuses. There is also a Random Feature, which includes four variations (Starfall Wilds, Dragon Destroy, Irish Luck, and Magic Transform).
Scatter Symbol: This game doesn’t have a traditional scatter symbol, as the Free Spins are triggered by the key symbol reaching the centre of the spiral pattern.

The swirly spin feature distinguishes this game from other pokie in online casinos. Apart from the swirling and unique experience, the interface is attractive. Whether you launch it on a phone or PC, landscape and portrait modes are stunning. This is one of our top 10 picks. Besides, you have numerous chances to learn and integrate the 6 features and get a win. 

Finn and the Swirly spin pokies have 4 random bonuses and 4 free spin games. Check symbol explosions, Irish themes, and Sticky Wilds that make the pokies adorable. It is also suitable for beginners and is, hence, a must-have for every gamer.

9. Extra Chilli

Extra chilli
Extra chilli

RTP (Return to Player): 96.82%
Type of Pokies: Video Pokies
Amount of Reels: 6 Reels
Amount of Paylines: Up to 117,649 Ways to Win (through Megaways)
Is it Progressive: No
Average Prize Money: This can vary depending on the casino and bet size, but Extra Chilli can pay out significantly on high multipliers with its high volatility.
Has Free Spins: Free Spins are triggered by landing 3 or more scatter symbols (the letters H, O, T). You can start with 8 free spins, and each additional scatter adds more spins. During free spins, the multiplier increases after every win.
Has Bonus Rounds: The Free Spins round is the main bonus feature in Extra Chilli. Players can also gamble to win more free spins before the feature starts.
Scatter Symbol: The letters H, O, T are the scatter symbols in this game. Collecting these letters triggers the Free Spins feature.

The enhancements in colour and detail on the interface and gamer experience are incomparable in this pokies game. The game is available in virtual reality and on 2D platforms. The game’s distinguishing features are the Free Falls bonus and Avalanche multipliers, among many other historic features.

If you haven’t experienced VR gaming, you lag because it is dynamic and changes with technology. Wilds, Unlimited Win Multiplier, and Reel reactions are among the bonuses.

10. Cleopatra’s Gold

Cleopatra’s Gold is yet to be detailed, but given its name, it probably boasts an ancient Egyptian theme.

Cleopatra pokies
Cleopatra pokies

RTP (Return to Player): 95%
Type of Pokies: Video Pokies
Amount of Reels: 5 Reels
Amount of Paylines: 20 Paylines
Is it Progressive: Yes
Average Prize Money: The progressive jackpot amount varies and can be won after any game. The jackpot is triggered randomly.
Has Free Spins: Free Spins are triggered by landing 3 or more scatter symbols (the Pyramids). Initially, 15 free spins are awarded, and all prizes, except the bonus, are tripled during free spins. The feature can be triggered.

Has Bonus Rounds: No, the Free Spins feature is the main special feature in Cleopatra’s Gold, and there is no separate bonus round.
Scatter Symbol: Yes. The pyramid symbol serves as the scatter symbol in this game. It triggers the Free Spins feature and provides scatter payouts.

These pokies from the popular Real Series feature 5 reels and 20 adjustable pay lines. Inspired by Ancient Egypt, the game is home to symbols such as Ankh keys, scarab beetles, and sacred cats, while Cleopatra stands for Wild.

Cleopatra doubles all payouts from the combinations in which she is included. If you manage to align five Wild symbols on an active pay line, you will hit the jackpot, which is 10,000 coins.

You can also hit the random progressive jackpot above the reels, which triggers 15 free games with tripled prizes.

Top 10 Online Casinos in New Zealand

To play top-rated online pokies, you must join top-rated online casinos that provide safe pokies for the best online casino experience. Here are the top 10 online casinos, with the safest and most popular ones that Kiwi punters can join.

1. Jackpot City Casino

Jackpot City Casino
Jackpot City Casino
  • Play over 750 pokies play instantly.
  • Powered by Microgaming, NetEnt, Betsoft, Evolution Gaming, Yggdrasil, Quickspin, Play’n GO, Red Tiger Gaming, and Pragmatic Play.
  • Welcome Bonus NZ$1600 in four deposits
  • Play in NZD and deposit in POLi, Paysafecard, Credit Card, and others
  • Jackpot City pokies offer an average payout or RTP (Return to Player) of over 96%

Top Pokies to Play

  • Microgaming: Mega Moolah, Thunderstruck II, Jurassic Park
  • Evolution Gaming: Live Blackjack, Live Roulette, Live Baccarat
  • NetEnt: Gonzo’s Quest, Starburst, Book of Dead
  • Red Tiger: Piggy Riches Megaways, Dragon’s Fire Megaways, Temple of Fortune

2. Spin Casino

Spin Casino NZ
Spin Casino
  • Play over 600 pokies play instantly.
  • Powered by Microgaming, Pragmatic Play, Evolution Gaming
  • Welcome Bonus NZ$1000
  • Top pokies to play: Tomb Raider, Mermaid Millions, Thunderstruck 2, Couch Potato, Cool Buck and other pokies
  • Play in NZD and deposit in credit or debit cards like VISA and Mastercard, as well as e-wallets like Neteller and Skrill.
  • RTP of Spin Casino is Publicly Audited every month

3. Royal Vegas

Royal Vegas Casino New Zealand
Royal Vegas Casino
  • Play over 700 pokies instantly
  • Powered by Microgaming
  • Top pokies to play: Hellboy, Mega Moolah, Tomb Rider, Hitman, Thunderstruck II, King Cashalot, Avalon II, and Game of Thrones.
  • Welcome bonus of NZ $1200, divided over the first four deposits, all matched at 100%.
  • Pay by  POLi, PaySafeCard, iDebit, Skrill, Neteller or Visa, Visa Electron and MasterCard.
  • RTP of over 97% at this casino

4. Ruby Fortune

Ruby Fortune Casino
Ruby Fortune Casino
  • Play over 550 pokies instantly
  • Powered by Microgaming, Pragmatic Play, Evolution Gaming
  • The top pokies to play are Mega Moolah, Cash Splash, Major Millions, Dark Knight, King Cashalot, and Fruit Fiesta.
  • The Ruby Fortune Welcome Bonus is up to $750
  • Deposit using PayPal and PaySafeCard and others, including Visa, MasterCard, PayPal, Ukash, eCheck, ClickandBuy, Neteller, and InstaDebit.
  • RTP of over 95% at this casino

5. Gaming Club

Gaming Club NZ online casino
Gaming Club NZ online casino
  • Play over 500  pokies instantly
  • Powered by Microgaming
  • Welcome bonus of NZ $350
  • Deposit with several eWallets, electronic voucher systems (prepaid), and, of course, debit and credit cards like Visa, MasterCard, Trustly, Skrill, Neteller, Euteller, EcoPayz, Paysafecard
  • RTP of over 97% at this casino

6. All Slots

All Slots Casino
All Slots Casino
  • Play over 500  pokies instantly
  • Powered by Netent, Microgaming
  • Play pokies, live casino, poker, and more
  • Welcome bonus of $1500
  • Deposit with several eWallets, electronic voucher systems (prepaid), and, of course, debit and credit cards like Visa, MasterCard, Trustly, Skrill, Neteller, Euteller, EcoPayz, PaySafeCard, POLi, and others
  • RTP of over 97% at this casino

7. Platinum Play

Platinum Play Casino
Platinum Play Casino
  • Play over 600 pokies play instantly.
  • Powered by Microgaming, NetEnt, Evolution Gaming
  • Welcome Bonus $800
  • Top pokies to play: Thor, Dead or Alive, Book of Ra, and Gun n Rose, besides live casino, sports betting and other games.
  • Play in NZD and deposit in Credit or debit cards like VISA and Mastercard, PayPal, and E-Wallets like Neteller and Skrill.

8. Lucky Nugget

Lucky Nugget NZ online casino
Lucky Nugget Casino
  • Play over 500 pokies instantly
  • Powered by Microgaming
  • Top pokies to play: ThunderstruckII, Immortal Romance, Belle Rock, Mega Moolah, Agent Jane Blonde, Tomb Raider, Break Da Bank Again, Mermaid Millions
  • Welcome Bonus package 150% match up to $200
  • RTP of over 96% at this casino
  • Deposit with Skrill, VISA, Paysafecard, MasterCard, Entropay, Instant Banking, Neteller, Visa Electron, Trustly, and more.

9. Casino Action

Casino Action NZ
Casino Action.
  • Play over 500 pokies
  • Powered by Microgaming
  • The pokies to play: Tomb Raider, Thunderstruck, Mermaids Millions, and Mega Moolah.
  • Welcome Bonus $1250
  • RTP of over 97% at this casino
  • Deposit with Skrill, VISA, Paysafecard, MasterCard, Entropay, Instant Banking, Neteller, Visa Electron, Trustly, and more.

10. River Belle

River Belle Casino
River Belle Casino
  • Play over 600 pokies
  • Powered by Microgaming
  • Top pokies to play: Tomb Raider: Secret of the Sword, Hitman  and  Pub Fruit Machines, Reel pokies, Mega Spin 
  • Welcome Bonus $800
  • RTP of over 96% at this casino
  • Deposit with PaySafeCard, Neteller, Instant Banking, and credit/debit card options

The Online Casino Experience

Online casinos encapsulate the thrill and ambience of traditional casino. It’s a digital world offering NZ punters immersive gameplay and flexibility.

Promotions & Bonuses

Casinos don’t just lure players with the promise of fantastic games; they roll out the red carpet with a spectrum of offers to enhance the gaming experience. Here’s a glimpse into some of the most common:

  1. Loyalty Programs: Many online casinos reward long-term players through loyalty schemes. As you play, you earn points. Accumulated points can be exchanged for cash, free spins, or other rewards. Higher tiers in loyalty programs often bring better conversion rates and exclusive offers.
  2. Daily/Weekly Promotions: Time-limited offers keep the gaming experience fresh. From free spins on specific pokies to match bonuses on deposits made on certain days, these promotions offer continuous incentives to play.
  3. Tournaments: Many casinos host pokie tournaments for those who relish a bit of competition. Players compete against each other to achieve a top spot on the leaderboard, often leading to lucrative prizes for those at the pinnacle.
  4. Welcome Bonuses: Almost every online casino offers a welcome bonus to new players. This can range from matching your initial deposit to a certain percentage, offering free spins on popular pokies, or combining both.
  5. Seasonal and Special Event Promotions: Whether it’s Christmas, Halloween, or the casino’s anniversary, expect a barrage of bonuses and promotions tailored for such events.
  6. Referral Bonuses: Some casinos reward players for bringing friends on board. When your referred friend signs up and makes a deposit, you might receive a bonus as a thank-you gesture.

It’s vital, however, to approach these promotions with a discerning eye. Always read the terms and conditions associated with any bonus, especially wagering requirements.

Remember, while promotions and bonuses can amplify the fun, they should be seen as an added perk, not the primary reason for playing.

Read more on Tips For New Online Casino Players

Making Deposits at Online Casinos

You’ll need to fund your account with real cash to dive into the thrill of top-rated casino games and pokies. Here’s a step-by-step guide on how to do just that:

  1. Sign Up or Log In: First, ensure you’ve registered or logged into a reputable online casino. Upon logging in, you’ll notice your account balance is at zero.
  2. Navigate to the Banking Section: Proceed to the banking section or the cashier at the online casino.
  3. Choose a Deposit Method: Online casinos offer deposit options tailored to New Zealand players.

    Some of the popular choices include:
    • Credit Cards
    • Paysafecard
    • PayPal
    • Neteller
    • Skrill
    • Neosurf
    • Bitcoins
    • PayID
    • Astropay
  4. Initiate the Deposit: Click on your chosen deposit method and follow the process. Most online casinos have a minimum deposit of $10 – $25.
  5. Start Playing: Once your account is funded, head to the games menu or casino lobby, select your desired game or pokie and begin playing.

Bonus Tip: Don’t forget that many online casinos offer attractive bonuses for your first deposit. This feature amplifies the allure of top online pokies in New Zealand.

Suggested read: How To Deposit Money To An Online Casino NZ? [Guide]

Understanding Best Payout Pokies

Many players look forward to the best payouts when playing at their favourite online casinos. Most reputable, well-established, high-paying online casinos mention payouts and promotional emails on their websites.

The payout percentage is the payout of the casino games and not the payout on the deposits the casino receives.

Most online casinos commonly mention the figure of 97% as their best payout, but for a new player, it is quite confusing.

Many players assume that if they deposit $200 at a casino with a 97% payout percentage, they will, on average, receive back $194, which is 97% of 200.

But practically, things are a bit different. The payout percentage is the payout from casino games, not from casino deposits. 

The payout percentage figures relate exclusively to the money a player wagers and do not relate in any way to the money a player deposits.

When a casino posts a payout percentage of 97%, it means that of all the money its players have collectively wagered, the games have collectively paid out 97% and held a 3% profit.

If the casino has made a monthly profit of $100,000 from players wagering totalling $50,000,000, the casino games have “paid out” 99.8%, which is still a great payout figure.

If you wager your deposits enough, it doesn’t matter how good the payout figure is—it could be 99.99%—you’ll still lose all your money

Suggested read: Top 10 Online Pokies That Pay the Most

Also, if you successfully locate a pokies game with a payout of 99.99%, you can wager a lot at a relatively low cost. You could wager $100,000 at an average cost of only $10.

Then, with casino loyalty comp points and awesome bonus offers, you can find yourself with a very attractive proposition. 

Dive Deeper into Pokies

Explore the world of pokies beyond just spinning reels. Uncover the stories, strategies, and magic that make these games popular among Kiwi players.

How Online Pokies Work

Like in the real world, gaming machines are popular due to their simplicity, themes, and potential for wins. But how do they function in the digital world?

  1. Random Number Generator (RNG): The RNG is a computer program that continuously produces random sequences of numbers every millisecond. It is at the heart of every online pokie.
  2. Virtual Reels: Unlike traditional pokies with physical reels, online pokies use virtual reels. These are represented graphically on your screen, but the RNG determines the combinations and outcomes.
  3. Payout Percentage: Also known as Return to Player (RTP), this percentage indicates how much of the wagered money the pokie will return to players over time. For instance, an RTP of 96% means that, on average, the game will return $96 for every $100 wagered.
  4. Game Mechanics: Most pokies have wilds, scatters, free spins, and bonus rounds. These are built into the game’s software and are triggered by certain combinations on the reels.

More details on: How Do Online Pokies Work?

Types of Online Pokies

Playing online is the same as playing at land casinos. The only difference is that the online pokies have been digitized and can display 3, 5, or 7 reels.

There are various types of online pokies for real money at online casinos. Here are a few popular types that all punters love to spin and win.

Here’s a table that categorizes and compares different types of pokies:

Type of PokiesDescriptionReel TypePay LinesSpecial FeaturesExample of Jackpot
Classic PokiesThe jackpot increases with each coin played and can reach large sums.3 ReelsSingleLimited modern featuresFixed Jackpot
Video PokiesUse a video screen and an RNG. Comes in a variety of themes and styles from various gaming providers.3, 5, or more ReelsMultipleBonus rounds, free spins, multipliersVariable Jackpot
Straight PokiesDesigned for simple, easy, and direct play.3 ReelsSingleNo extra featuresFixed Jackpot
Multiple Pay Line PokiesPayout on multiple lines, which can run in various patterns.3, 5, or more Reels10 to 100+Bonus rounds, free spins, multipliersVariable Jackpot
Progressive PokiesJackpot increases with each coin played, can reach large sums.3, 5, or more ReelsMultipleBonus rounds, free spins, multipliersProgressive Jackpot
3D PokiesUtilize 3D graphics to enhance the gaming experience.5 or more ReelsMultipleBonus rounds, free spins, multipliers, interactive gamesVariable Jackpot
Mega Spin PokiesAllow players to play multiple games at once on the same screen.3 or 5 ReelsMultipleBonus rounds, free spins, multipliersVariable Jackpot
i-SlotsInteractive pokies that unfold a story as players progress through different phases or rounds.5 ReelsMultipleStory-based bonuses, free spins, multipliersVariable Jackpot


  • Reels Type indicates the number of reels in the pokie. Classic and Straight Pokies typically have 3 reels, while Video, Multiple Pay Line, Progressive, 3D, Mega Spin, and i-Slots usually have 5 or more reels.
  • Pay Lines represent the number of ways players can win. Single pay line is typical for Classic and Straight Pokies, while other types often have multiple pay lines.
  • Special Features can include free spins, bonus rounds, multipliers, and other extras that make the game more exciting and give more ways to win.
  • An example of a Jackpot indicates the type of jackpot (Fixed, Variable, Progressive) that can be won in that type of pokie.

Pokie Volatility: What It Means for Players

One key factor when choosing an online pokie is its volatility or variance. This refers to the frequency and size of payouts a game offers.

  1. Low Volatility Pokies: These games tend to pay out smaller amounts frequently. They’re perfect for players who prefer longer gaming sessions and enjoy regular wins, even without massive payouts.
  2. High Volatility Pokies: These pokies might not pay out as frequently, but the wins can be substantial when they do. They cater to players with longer dry spells, hoping to hit that big jackpot or lucrative bonus feature.

Understanding the volatility of a pokie can help you set your betting strategy and manage your bankroll effectively. Remember, neither type is “better” than the other—it all comes down to personal preference and the gaming experience you’re after.

Expert Tips and Advice

Navigate the casino world with confidence. We share invaluable insights and strategies for both beginners and seasoned players.

Tips To Find Top Online Pokies in NZ

Online pokies are the must-play casino games available at top online casinos in New Zealand. There are so many choices that it can be challenging to know where to begin. This article will explore where to discover and how to use the top online pokies.

  1. Look for reputable and top-rated sites or apps. Ensure that your online casino has a solid reputation and provides many pokies from reputable software developers.
  2. Check the RTP or payout percentage – Return To Player, or RTP, is an acronym for the percentage that the player will receive after placing a bet.
  3. Read reviews of online pokies – To learn which ones are the most played and have the best features, read reviews of online pokies from other players and online casino pros.
  4. Check for licensing and policies – One must consider licensing and company registration.

Playing must-play pokies can be enjoyable and rewarding, but picking reputable sites is crucial.

Knowing When to Stop

Enjoying online pokies should always be a fun activity. However, it’s crucial to remember that gambling should never be a way to make money or escape problems. Recognizing the signs of addiction and being aware of your gambling habits is vital.

Signs you may need to take a break:

  • Spending more than you can afford.
  • Playing for longer periods than intended.
  • Borrowing money or selling things to gamble.
  • Neglecting work, school, or personal responsibilities due to gambling.
  • Feeling restless or irritable when trying to cut down on gambling.


Online pokies in New Zealand are vast and varied, with something for everyone. From classic to contemporary games, and new ones popping up every day. As Lucy, a Kiwi pokie player, says, “Every spin brings a new adventure; it’s pure entertainment!”

My advice is to play wisely, stick to your budget, and enjoy the experience. Our advice? Explore different games, find your favourite, and always play responsibly. As Jack mentions, “Win or lose, it’s all about the fun for me!”


Is it legal to play online pokies in New Zealand?

Yes, it is legal for New Zealanders to play online pokies at offshore online casinos. The Gambling Act 2003 prohibits online casinos from operating within New Zealand, but no law stops Kiwi players from playing on international websites.

See also: Are Online Casinos NZ Legal?

Are online pokie winnings taxable in New Zealand?

No, online pokie winnings are not taxable for recreational players in New Zealand. Gambling is considered a hobby or a recreational activity in New Zealand, so most players do not need to pay tax on their winnings.

How do I know if an online casino accepts NZD for transactions?

To determine if an online casino accepts NZD (New Zealand Dollars) for transactions:

Visit the Casino’s Banking or Payments Page: This is the most straightforward way. Online casinos typically list the currencies they accept on their banking or deposit page.

Are there any strategies to improve my chances of winning at online pokies?

Know the RTP: Choose pokies with a high Return to Player percentage for better long-term payouts.
Volatility Matters: Balance play between high-volatility pokies (bigger but rarer wins) and low-volatility pokies (smaller, frequent wins).
Use Bonuses Wisely: Opt for casino bonuses to extend playtime, but read the terms and conditions.
Stick to a Budget: Set a limit for each session to avoid overspending.
Consider Maximum Bets: Playing the max bet can benefit certain pokies, especially those with progressive jackpots.

See also: How To Win On Online Pokies NZ?

How long does it take to withdraw winnings from online casinos in NZ?

Withdrawal times from online casinos in NZ vary based on the withdrawal method and the casino’s internal processing protocols. Here’s a general breakdown:

E-Wallets (e.g., Skrill, Neteller, PayPal): Within 24 hours, often instant after approval.
Credit/Debit Cards: 2-5 business days post-approval.
Bank Transfers: 3-7 business days post-approval.
Checks: Not commonly used, but can take up to 21 days.

Suggested read: Fastest Payout Online Casinos in New Zealand.

Mamta Sharma

Mamta is a spirited writer hailing from Wellington, bringing a youthful zest to the world of digital content. Merging her love for narrative with an eye for detail, Ella crafts stories that resonate and engage the modern reader.